Who is this for?
Purchase and Refinance within a Self Managed Super Fund

LVR:
Up to 75% LVR or $5M

Rates From:7%

Terms:
Up to 30 Years Principal and Interest

Zoning:
Commercial Security

Borrowing Entities:
Company as Trustee for a Self Managed Super Fund

Qualifying Rate Stress:
Applicants may need to establish an ability to service the loan without relying on superannuation contributions or fund income

Purpose:
Purchase or Refinance

Servicing Requirements:
80% of rental income.
Prior SMSF Contribution Statement
Income Deemed at 3.9%
Debt service ratio coverage of at least 1.25 times calculated at 3.9% + 2% stress

Clawbacks:
Not Applicable as no trailer income is paid

Credit Impairments:
Nil

Lenders Settlement:
1.25% from settlement

Union Fidelity:
1.1% from settlement.
0.1% of loan amount Processing Fee. (min $1050)

Introducing Broker: 
1.1% from settlement

Valuations:
Standard Commercial From $1 per $1000 in value with no travel

Legal Fees Std Fees From
$695 existing SMSF Review Fee