Full Doc Residential Loan Facilities
Who is this for?
Union Fidelity can comply with NCCP Loans on a referral basis, however the majority of residential loans we settle are Non-NCCP
Up to 80% LVR – as we do not facilitate loans that require LMI
Maximum Loan Amount:
$1,500,000 @ 80% LVR
$2,500,000 @ 75% LVR
$25,000,000 @ 70% LVR
Up to 30 year loan terms for Investment and Owner Occupied
Residential and Rural Residential (up to 100 acres) Security Properties
Geographical Limitations to:
The Eastern Seaboard of Australia risk category 1&2 only
Individuals, Companies and Trusts
Purchase / Refinance / Consolidation / Equity Takeout or Any Worthwhile Purpose
Last 2 years Personal and Business Financial Statements, Tax Returns and Assessment Notices
6 months business and personal bank statements & 6 months statements for any other credit facilities
Not Applicable as no trailer income is paid
On a case-by-case basis
From $1000 at settlement
1.1% from settlement.
0.1% of loan amount Processing Fee. (min $990)
1.1% from settlement
Valuations are usually instructed from Corelogic on a cost basis.
All valuations will be undertaken on the basis that the property is readily salable within a 6 month period.
Vacant Land, Land Banks, Construction, Petrol Stations and Service Centres, Contaminated Sites, Schools, Places of Worship or Religious Connotations, Childcare Centres, Hotels, Marinas, Nursing Homes, Boarding Houses, Clubs, Subdivisions
Std Fees From $695 with no existing mortgage
Yes at No Cost